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California Mortgage News and Advice



California leads the nation with some of the most expensive homes on the market. The good news for homeowners is that, homes also appreciate in value, quickly. In some cases, homeowners, realize a 100% increase in their home values after living there for 5 to 10 years.



If you are a California homeowner and need to refinance your mortgage loan - PioneerLenders is committed to finding you a quick loan with the lowest interest rate available on the market.



We service home refinance loans, debt consolidation loans, student loans, unsecured personal loans and cash advance loans, including the following for California residents. Credit scores of 600, 620, 630, 640, 650, 660, 670, 680, 690, 700 & above, qualify for mortgage loans:

California Loan Products

  • Cash Out Refinance Loan
  • Lower Interest Rate Refinance Loan
  • Home Equity Loan
  • Home Equity Line of Credit (HELOC)
  • Bad Credit Home Equity Loan
  • Bad Credit Home Equity Line of Credit (HELOC)
  • 2nd Mortgage Refinance Loan
  • Refinance to Consolidate 1st and 2nd Mortgage Loan
  • Refinance Adjustable Rate Mortgage (ARM) to Fixed Mortgage
  • Debt Consolidation Loan
  • Bad Credit Debt Consolidation Loan
  • Interest Only Refinance Loan
  • Self Employed No Income Verification Loan
  • Stated Income - No Income Verification Loan
  • Stated Income Stated Asset Refinance Loan
  • No Equity Refinance Loan
  • No Ratio Refinance Loan
  • Equity Refinance Loan
  • Low Credit Score Refinance Loan
  • Refinance Loan After Chapter 7 Bankruptcy
  • Refinance Loan After Chapter 13 Bankruptcy
  • Subprime Refinance Loans
  • Refinance Loan After Bankruptcy
  • Bad Credit Subprime Refinance Loan
  • Home Purchase Loan
  • 100% Financing For New Home Purchase - No Money Down Payment



  • California Refinance loans are offered in all the following cities:

    Los Angeles         San Diego         San Jose         San Francisco         Long Beach        
    Fresno Sacramento Oakland Santa Ana Anaheim
    Bakersfield Riverside Stockton Chula Vista Fremont
    Modesto         Glendale         San Bernardino         Huntington Beach         Irvine        
    Oxnard Oceanside Moreno Valley Garden Grove Ontario
    Rancho Cucamonga         Santa Clarita         Fontana         Pomona         Santa Rosa        
    Salinas Torrance Hayward Pasadena Corona
    Palmdale Escondido Lancaster Orange Fullerton
    Sunnyvale Elk Grove Thousand Oaks El Monte Concord
    Simi Valley Vallejo Inglewood Costa Mesa Downey
    West Covina Visalia Santa Clara Norwalk Burbank
    Fairfield Berkeley Daly City Roseville Berkeley
    Richmond South Gate Antioch Rialto Compton
    Carlsbad Mission Viejo Carson El Cajon Vacaville
    Victorville Vista San Mateo Temecula Murrieta
    Westminster Santa Monica Santa Maria Redding Clovis
    Santa Barbara Alhambra Hawthorne Citrus Heights Whittier
    Newport Beach Lakewood Livermore Buena Park San Leandro
    Baldwin Park Tracy Hesperia Chico Chino
    Chino Hills Lake Forest Bellflower San Marcos Napa